Then Romy Realized

A self-improvement blog by an emotionally immature, financially illiterate adult who doesn’t understand the internet anymore.

It’s 2002 again until I get an emergency fund and a 5-year plan.

Today's Realization

11 Aug, 2026 Daily Realization #103
It turns out a Debt Management Plan isn't a Debt Relief Program. I should have gone on a DMP AGES ago.

Recent Longer Realizations

23 Sep, 2025 I hate Reddit but I can’t look away
17 May, 2025 Museums are great for grieving
16 May, 2025 I’ve been using my hyper independence the wrong way
09 May, 2025 Cancelling my music streaming subscription made me excited about music again
21 Apr, 2025 You have to do all the healthy lifestyle stuff when you feel fine

Recent Financial Realizations

10 Jan, 2026 I’ve been in a viscous cycle of financially recovering from moving for the past two decades
17 Sep, 2025 A reminder to myself that if I keep being boring now, later I’ll get to move somewhere cool and have fun again
15 Sep, 2025 I assumed my relationship with my dad needed fixing (which means my “Financial Realizations” section is completely changing directions)
20 Jul, 2025 The guilt (and presumptiveness) of talking to your parent about their inevitable death
07 Jul, 2025 I don’t know anything about pensions

See all posts

And here's my RSS feed